Your cash account is used to allow Ardan to buy or sell assets, pay withdrawals or pay plan charges and fees on your behalf.
The below table shows the rates of interest that apply for all your cash accounts, where you hold a credit or debit balance. Rates of interest, either negative or positive will be applied at the end of each calendar month.
| Currency | Credit rate |
|---|---|
| AED | 1.10 |
| AUD | 0.75 |
| CAD | 1.00 |
| CHF | 0.50 |
| EUR | 0.923 |
| GBP | 1.10 |
| HKD | 0.55 |
| JPY | 0.00 |
| SGD | 0.90 |
| USD | 1.85 |
| ZAR | 1.65 |
*These rates were last updated in August 2025. Negative interest rates are highlighted in bold.